ESTIMATE OF STUDENT EXPENSES FOR THE FALL 2010
NATIONAL INSTITUTES OF HEALTH STUDY GROUP IN BETHESDA, MARYLAND

The following is an estimate of student expenses beyond tuition and fees. It is based on expense reports by previous members of the N.I.H. Study Groups and the latest information available from Professor Yoshino. These dollar figures have had 5% added for inflation. You should not assume that these amounts will be sufficient without careful spending!

A) AMOUNT BILLED BY COLGATE BEYOND TUITION

  $3,749 Room (all utilities included).  Apartments are furnished.
+       75 Meals on field trips
  $3,824 TOTAL BILLED BY COLGATE BEYOND TUITION


B) NECESSARY OUT-OF-POCKET LIVING EXPENSES - NOT BILLED BY COLGATE

$ 1,380 Food  - group average (range = $1,000 - $1,850)
+    504 Necessary expenses - books, local transportation, daily living items, etc. - group average (range = $150 - $1,000)
$1, 884 ESTIMATED NECESSARY OUT-OF-POCKET LIVING EXPENSES - GROUP AVERAGE


C) PERSONAL EXPENSES - NOT BILLED BY COLGATE

$    985 Personal expenses such as gifts, toiletries, film, entertainment, and any personal travel.  Students often decide to travel on their own during weekends or during the semester break.  The range for personal spending is $122 - $4,862.

TOTAL ESTIMATED EXPENSES BEYOND TUITION (A + B + C)

(A) $3,824 Amount billed by Colgate beyond tuition
(B+C) +2,869 Total estimated out-of-pocket and personal expenses
  $6,693 TOTAL ESTIMATED EXPENSES BEYOND TUITION
  - 6,080 Minus on-campus room and board ($5,095) and on-campus expenses ($985) according to the Financial Aid Office
  $  613 TOTAL ESTIMATED EXPENSES BEYOND AN ON-CAMPUS SEMESTER

INCREASES IN THE AID "PACKAGE" WILL BE BASED UPON THE ABOVE FIGURES.

3/24/10