ESTIMATE OF STUDENT EXPENSES FOR THE SPRING 2011
 STUDY GROUP IN ST. ANDREWS, SCOTLAND

The following is an estimate of all student expenses beyond tuition.  It is based on expense reports provided by members of the Spring 2009 St. Andrews Study Group, adjusted for inflation and currency exchange rates, and the most current information available from Professor Dudrick. These dollar figures have 5% per year added for inflation and were calculated at an average exchange rate of $1.45974 per  British pound (as of 4/5/10).  You should not assume that these amounts will be sufficient without careful spending!

REMEMBER THAT THE COSTS LISTED HERE ARE BASED ON ESTIMATES IN THE LOCAL CURRENCY.  WITH THE FLUCTUATING DOLLAR, COSTS MORE THAN LIKELY WILL CHANGE BETWEEN NOW AND THE TIME THE STUDY GROUP DEPARTS.

        A)  AMOUNT BILLED BY COLGATE BEYOND TUITION:

 $       4,800 Approximate room and meals fee at the University of St. Andrews.  Students who live in self-catered accommodation would be billed for the room but would have uncharged meal costs to budget.  (Based on 3,288
    +       832 Room & meals on field trips  (Based on 290 for room and 280 for meals)
   $     5,632 TOTAL BILLED BY COLGATE BEYOND TUITION

       B)  TRANSPORTATION - NOT BILLED BY COLGATE:

$       1,000 Approximate roundtrip airfare NYC/Edinburgh.  This is an estimate for your information only; you may be able to find a lower fare.
 +         248 Travel from the Edinburgh airport to St. Andrews round trip. 
$      1,248 TOTAL ESTIMATED NECESSARY OUT-OF-POCKET TRAVEL EXPENSES

        C)  NECESSARY OUT-OF-POCKET LIVING EXPENSES - NOT BILLED BY COLGATE

$            712 Food in addition to that billed by Colgate for students living in catered halls -  group average range: $200 - $2,000)
 +           365 Necessary expenses - books, local transportation (local bus pass 150/semester) - group average range: $50 - $400)
$        1,077 TOTAL ESTIMATED NECESSARY OUT-OF-POCKET PERSONAL EXPENSES - GROUP AVERAGE

Note:  There may be other fees for lab courses and club team membership, for example, that individual students may be charged on-site.           

       D)   PERSONAL EXPENSES - NOT BILLED BY COLGATE

$      2,464 Personal expenses such as gifts, toiletries, film, entertainment and any personal travel.  Students often decide to travel on their own during weekends or during the semester break.  The range for personal spending is $628 - $9,261.
 

TOTAL ESTIMATED EXPENSES BEYOND TUITION (A+B+C+D)

(A) $      5,632 Amount billed by Colgate beyond tuition
(B)         1,248 Transportation
(C + D) +      3,541 Total estimated out-of-pocket and personal expenses - group average
  $    10,421 TOTAL ESTIMATED EXPENSES BEYOND TUITION
  -       6,080 Minus on-campus room and board ($5,095) and expenses ($985) according to Financial Aid Office
      $4,341 TOTAL ESTIMATED EXPENSES BEYOND AN ON-CAMPUS SEMESTER

INCREASE IN THE AID "PACKAGE" WILL BE BASED UPON THE ABOVE FIGURES

4/7/10