ESTIMATE OF STUDENT EXPENSES FOR THE SPRING 2011
COLGATE STUDY GROUP IN GENEVA, SWITZERLAND

The following is an estimate of student expenses beyond tuition and student fees. It is based on expense reports by members of previous Geneva Study Groups and the latest information from Professor Stevens. These dollar figures have had 5% added for inflation and were calculated at an average exchange rate of $.90205 U.S. dollar per Swiss franc (CHF) and $1.29149 U.S. dollar per euro (as of 3/31/10). Where student-reported figures are listed, the average and the range are included. You should not assume that these amounts will be sufficient without careful spending!

REMEMBER THAT THE COSTS LISTED HERE ARE BASED ON ESTIMATES IN THE LOCAL CURRENCY.  WITH THE FLUCTUATING DOLLAR, COSTS MORE THAN LIKELY WILL CHANGE BETWEEN NOW AND THE TIME THE STUDY GROUP DEPARTS.

A) AMOUNT BILLED BY COLGATE BEYOND TUITION

$272 Visa fee ($93) and Geneva Residence Permit (190 CHF)  (as of 3/31/10)
60 One way rail ticket Geneva/Montpellier
963 Rooms and most meals (half-board) in Montpellier (745)
    3,516 Room in Geneva (based on 3,898 CHF)
1,145 Student portion of 3-month Eurail ticket and night trains
   +1,594 Room and meals on field trips (based on 1,234 )
$7,550 TOTAL BILLED BY COLGATE BEYOND TUITION

B) NECESSARY OUT-OF-POCKET EXPENSES - NOT BILLED BY COLGATE

$925 Estimate - Roundtrip airfare NYC/Geneva.  A connecting flight to NYC may increase cost.

C) NECESSARY OUT-OF-POCKET LIVING EXPENSES - NOT BILLED BY COLGATE

1,939 Food - group average (range: $700 - $4,000)
+920 Necessary expenses (books, local transportation, printing fees, etc.) - group average (range = $200-$2,000)
$2,859 TOTAL ESTIMATED NECESSARY OUT-OF-POCKET EXPENSES - GROUP AVERAGE

D)  PERSONAL EXPENSES - NOT BILLED BY COLGATE

$  3,450 Personal expenses such as gifts, toiletries, film, entertainment and any personal travel.  Students often decide to travel on their own during weekends or during the semester break.  The range for personal spending is $1,378 - $11,466.

________________________________________________________________________________

TOTAL ESTIMATED EXPENSES BEYOND TUITION

(A) $   7,550 Amount billed by Colgate beyond tuition
(B)      925 Transportation to study group site (estimate provided for budgetary purposes)
(C+D)  +  6,309 Total estimated out-of-pocket and personal expenses - group average
  $  14,784 TOTAL ESTIMATED EXPENSES BEYOND TUITION - GROUP AVERAGE
  -    6,080 Minus on-campus room and board ($5,095) and on-campus expenses ($985) according to the Financial Aid Office
  $  8,704 TOTAL ESTIMATED EXPENSES BEYOND AN ON-CAMPUS SEMESTER

INCREASES IN THE AID "PACKAGE" WILL BE BASED UPON THE ABOVE FIGURES.

Some students may incur additional expenses.  These may include but are not limited to travel and visa-related costs.  It is your responsibility to understand and plan for the costs unique to your situation.

5/27/10